Home Loans
Residential Lending Services
Your Path to Homeownership Starts Here
Buying a home is one of life’s biggest financial decisions—and at Mayu Capital, we make it feel like a smart, supported move. Whether you’re a first-time homebuyer or upgrading to your next house, our personalized home loan solutions help you get the keys with confidence. We offer a range of residential mortgage options and walk you through the process from start to close. With competitive rates, fast approvals, and expert guidance, you can expect more clarity and less complexity at every step.
The Right Loan, The Right Fit
- Conventional & FHA Loans
- Fixed or Adjustable Rates
Whether you’re purchasing a primary home, second property, or relocating within California, we’re here to simplify your mortgage experience and celebrate your milestone with you.
Why Choose Mayu Capital
We provide trusted lending, tailored financial solutions, and exceptional service so you can move forward with clarity and confidence.
Proven Expertise
With over 17 years in residential and commercial lending, we bring experience, insight, and strategy to every loan we structure.
Local Insights
As a California-based agency, we understand the nuances of local markets while providing access to national lending solutions.
Tailored Options
From SBA loans to closed-end second mortgages, we offer a diverse range of products to meet your unique financial goals.
Client-First Approach
We prioritize relationships over transactions, delivering honest guidance and concierge-level service from start to finish.
Got Questions?
Most Commonly Asked Questions
At Mayu Capital, we’re here to make business financing simple and stress-free. Below are some of the most common questions about how our lines of credit work—and how they can work for you.
What kind of credit score do I need?
Credit score requirements vary by loan type. We’ll review your full financial picture to find a loan that fits.
How much do I need for a down payment?
Down payments can range from 3% to 20% or more. We offer options to fit different budgets.
Can you help me get pre-approved?
Absolutely. Pre-approval gives you buying power and clarity before you shop for a home.
Do you work with first-time buyers?
Yes! We specialize in helping first-time homebuyers understand their options and feel confident every step of the way.
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