Residential Home Loans

Your Dream Home Is Within Reach

We make home financing simple, transparent, and tailored to you. Whether you’re buying your first home or upgrading to your forever home, our residential lending experts walk you through every step—so you can focus on the excitement, not the paperwork. With competitive rates, fast approvals, and personalized support, we’re here to turn the key with you.

Loans & Services

We can Help you with…

Vacation Homes

Turn your favorite getaway into a second home with financing options tailored for seasonal or part-time residences.

Rental Investment Properties

Expand your portfolio with ease. Whether it’s your first rental or your fifth, we offer financing solutions built for property investors.

First-Time Homebuyers

Make your move with confidence. We guide you through every step of financing your dream home—fast approvals, competitive rates, and zero guesswork.

Refinancing

Lower your rate, access equity, or update your loan terms. We make refinancing straightforward and strategic.

SBA Loans

Fuel your business growth with government-backed SBA loans. Perfect for startups and expanding businesses that need flexible terms.

Lines of Credit

Access funds when you need them with revolving credit lines tailored to your business cash flow needs.
Who We Are

About Mayu Capital

Mayu Capital Lending, Inc. is a California-based lending agency specializing in residential and commercial financing solutions. With over 17 years of experience in the financial industry, we take a relationship-first approach and prioritize long-term client success over one-time transactions.

What sets us apart is our ability to seamlessly collaborate with banks, investors, and private money lenders to deliver flexible, results-driven funding. Whether you’re a first-time homebuyer, real estate investor, or business owner, our mission is to exceed your expectations through transparency, speed, and white-glove customer service.

Why Choose Mayu Capital

We provide trusted lending, tailored financial solutions, and exceptional service so you can move forward with clarity and confidence.

Client-First Approach

We prioritize relationships over transactions, delivering honest guidance and concierge-level service from start to finish.

Proven Expertise

With over 17 years in residential and commercial lending, we bring experience, insight, and strategy to every loan we structure.

Local Insights

As a California-based agency, we understand the nuances of local markets while providing access to national lending solutions.

Tailored Options

From SBA loans to closed-end second mortgages, we offer a diverse range of products to meet your unique financial goals.

About Mayu Capital

We’re proud to work with some of the most trusted names in home construction. Whether you’re buying your first home or upgrading to your dream build, we help make the financing process seamless—no matter which builder you choose.
TESTIMONIALS

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programs

We lend on investment properties in many states.

Hover over the state to view loan program availability

Our Community Is Our Future

At Mayu Capital, we believe giving back is just as important as moving forward. We’re proud to support local organizations that strengthen families, uplift youth, care for animals, and enrich our region. Together, we’re building more than homes: We’re building a better future for our community.

Answering Our Top Questions

Curious about how Mayu Capital can help? We’ve answered some of the most common questions from clients just like you—so you can move forward with clarity and confidence.

Are you approved to do loans out of the area?

Yes! While we’re based in California, we’re licensed to work with clients across multiple states. Let’s talk about your location and lending needs.

We specialize in residential and commercial lending—covering home purchases, refinances, SBA loans, investment properties, and more.
We build long-term relationships, not one-time transactions. With over 17 years of experience, we deliver custom loan solutions with white-glove service.

Most loans close within 21–30 days, but we’ll guide you through every step and work to meet your timeline when possible.

REFERRALS

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We look forward to answering questions and hearing all the fun milestones after your successful transaction. Our goal is to go the extra mile for our clients and business partners, so please feel free and spread our names to your friends, family, and sphere of influence.

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