The Type of Loan You Have

If you have an Adjustable Mortgage Rate (ARM), private loan, or HELOC that is about to adjust to a variable rate, you may be advised to procure a fixed rate loan to keep your mortgage payments from rising.

Cost of obtaining a new mortgage

There are closing costs and fees associated with refinancing your mortgage including:

  • Origination charges such as application, title search, appraisal, closing costs, title or escrow fees
  • Loan origination points or discount points to further reduce the interest rate. These can be tax deductible – consult with a tax advisor before you decide to use this option.
  • Some mortgages have potential penalty fees for early repayment of your current loan.

About Us


Mayu Capital Lending, Inc. is a California based lending agency that specializes in residential and commercial financing. With over 11 years in finance, Mayu Capital Lending, Inc. takes a different approach to funding through a preference of portfolio-client relations in place of purely transactional lending.

Contact Us

  • 516 W. Shaw Ave. Ste. 200
    Fresno, California 93704

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© 2019 Mayu Capital Lending, Inc | NMLS ID: 1488155 | Fresno, CA

Please note material contained on this website is complete to the best of our knowledge and ability. While we will continually update our website as often as we can, we are not responsible for any inadvertent inaccuracies, errors, typos or omissions. If you believe that there is an error on our site or you have any questions regarding our products, please contact us.

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