It is highly recommended you be pre-approved to assure the broker and seller that you are serious about purchasing a home. It helps to streamline your negotiating position and identifies a given budget including how much house you can afford. To become pre-approved we will start by pulling your credit scores and requesting some of these basic documents from you (including but not limited to):
In this stage of the mortgage process varying documents become involved. Although you have already submitted all the initially requested documents at this time you may also be asked to provide additional information any time during this stage.
At this phase the underwriter will review your application to ensure your property is in good condition and you will be able to repay your home loan.
The parties involved in the transaction are all notified and we coordinate with the escrow officer to schedule a closing. The appropriate loan documents will be sent to the title company for all parties of the transaction to sign. Upon completion, you will receive your new house keys!
Mayu Capital Lending, Inc. is a California based lending agency that specializes in residential and commercial financing. With over 11 years in finance, Mayu Capital Lending, Inc. takes a different approach to funding through a preference of portfolio-client relations in place of purely transactional lending.
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